Mountain Property For Sale

Unfortunately, today’s real estate market is saturated with foreclosed properties. However, many mortgage lenders are giving homeowners a chance to sell their properties before foreclosure begins by holding a short sale. A short sale is basically when the mortgage lender agrees to take less on the property than the seller actually owes. So, how does someone purchase a short-sale?

A Seller’s Role in a Mortgage Short Sale

Before a short-sale can be advertised by a real estate professional, the mortgage lender must approve the property to be sold in this manner. Short sales are beneficial to mortgage lenders, as well as sellers, because they prevent foreclosure. For this reason, most mortgage lenders will approve a short sale if the seller submits their request during the preforeclosure process. It is also the seller’s responsibility to make sure the property is free of liens and either tax or bad debt being held against it. If there are liens on a property, these must be taken care of before a short sale can take place.

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